1.安徽财经大学 金融学院,安徽 蚌埠 233030
郑军,研究方向:农村养老服务。
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郑军,王浩南.寿险业助推乡村人才振兴的经济效应研究 [J]. 山西农业大学学报(社会科学版),2022,21(6):15⁃24.
ZHENG Jun,WANG Haonan.Research on the economic effect of the life insurance information system innovation from the perspective of rural talent revitalization [J]. Journal of Shanxi Agricultural University(Social Science Edition),2022,21(6):15⁃24.
郑军,王浩南.寿险业助推乡村人才振兴的经济效应研究 [J]. 山西农业大学学报(社会科学版),2022,21(6):15⁃24. DOI: 10.13842/j.cnki.issn1671-816X.2022.06.002.
ZHENG Jun,WANG Haonan.Research on the economic effect of the life insurance information system innovation from the perspective of rural talent revitalization [J]. Journal of Shanxi Agricultural University(Social Science Edition),2022,21(6):15⁃24. DOI: 10.13842/j.cnki.issn1671-816X.2022.06.002.
本研究尝试构建一个包含寿险业信息化制度创新和乡村人才振兴的柯布-道格拉斯函数与理论分析框架,系统诠释寿险业信息化制度创新对乡村人才振兴的影响,验证了寿险业信息化制度创新能够通过增加人才收入和扩大就业市场实现乡村人才振兴。研究表明:寿险业推动信息化制度创新所产生的经济效应是实现乡村人才振兴的重要动力;创新型寿险可以生产出更加完善的寿险产品,提高人才健康水平,进而增加人才收入;寿险业依托互联网快速发展,给寿险业带来了利润,帮助寿险业生成更多的就业市场,为乡村人才提供就业渠道;进一步拓展分析发现,寿险业通过信息化制度创新对于人才收入和就业市场的影响程度也会因不同地区经济水平、数字化程度而表现出明显差异。因此,推动乡村人才振兴要和当地经济科技发展协同并进。
This article attempts to construct a Cobb-Douglas function and theoretical analysis framework that includes the innovation of the life insurance industry informatization system and the revitalization of rural talents, systematically interprets the impact of the innovation of the life insurance industry informatization system on the revitalization of rural talents, and verifies that the innovation of the life insurance industry informatization system can realize the revitalization of rural talents by increasing the income of talents and expanding the job market. The research shows that the economic effects of the life insurance industry’s promotion of informatization system innovation are an important driving force for the revitalization of rural talents; innovative life insurance can produce more complete life insurance products, improve the health of talents, and increase talent income; the life insurance industry relies on the Internet. The rapid development has brought profits to the life insurance industry, helped the life insurance industry generate more job markets, and provided employment channels for rural talents; further expanded analysis found that the life insurance industry has also affected the income of talents and the job market through informatization system innovation. There will be obvious differences due to the economic level of different regions and the degree of digitization. Therefore, the promotion of rural talent revitalization must be coordinated with the local economic and technological development.
寿险业信息化制度创新人才收入就业市场乡村人才振兴
Informatization system innovation of life insurance industryTalent incomeJob marketRural talent revitalization
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